K. Dumičić, I. Skoko Bonić, and B. Žmuk, “Statistical Analysis of the Development Indicators’ Impacts on E-Commerce of Individuals in Selected European Countries”, OE, vol. 64, no. 2, pp. 15–24, Jul. 2018, Accessed: Mar. 14, 2026. [Online]. Available: https://journals.um.si/index.php/oe/article/view/2181