E. A. Durguti, “Challenges of Banking Profitability in Eurozone Countries: Analysis of Specific and Macroeconomic Factors”, OE, vol. 66, no. 4, pp. 1–10, Jul. 2022, Accessed: Dec. 16, 2025. [Online]. Available: https://journals.um.si/index.php/oe/article/view/2115